Buying your first property is a daunting prospect. Think of us as your cornerman in the mortgage ring. MakeMyMortgage will explain anything you are unsure of, keep you updated throughout the whole process and help in anyway needed to make your first experience as smooth as possible.
Whether you are switching to a new rate with your existing lender, applying with a new lender to get a better rate or want to apply for additional money for a new car, home improvements, debt consolidation, etc - MakeMyMortgage are more than capable of getting it wrapped up with minimal fuss on your behalf! MakeMyMortgage can also recommend solicitors that will use a mortgage cashback as payment (depending on type of mortgage recommended) so no payment is due upfront!
If you are an existing landlord or a first time investor, MakeMyMortgage has the knowledge and the partnerships to be able to accommodate the application you need. With an increased amount of people purchasing investment properties, either for the short or long term returns. MakeMyMortgage can help make it a reality.
Letting your current property out to purchase a new one to live in can be very complicated and messy if you are not experienced in this area. Two simultaneous mortgage applications must be submitted at the same time and if the right technique is not applied, it can go horribly wrong. Let one of our knowledgeable advisors handle this sometimes complicated scenario for you.
MakeMyMortgage is finding an increased demand to arrange mortgages for clients that are self employed; either on contracts, working through agencies or those that are running their own companies. Lenders work out affordability slightly differently for these types of clients, generally they would use the day rate if contracting or the last year/2 years accounts or SA302's. If you want more information on this please complete the contact us box to enquiry further but MakeMyMortgage can help you!
Help to Buy is an extremely popular scheme that alot of people across the country have taken advantage of. Effectively, the government will lend a percentage of the property 40% in London and 20% elsewhere on new build homes. This loan is interest free for 5 years and the idea is to help people onto the ladder where they normally would not be able to afford it on their own. Whether you are looking to purchase a new property via Help to Buy (HTB) or whether you have HTB and want to see if it is possible to remortgage to pay off the loan. MakeMyMortgage have done it all so get in touch and see what your options are.
With an increasing amount of people looking to opt for a shared ownership mortgage to get on the property ladder MakeMyMortgage can help arrange this. Shared ownership is basically where you purchase a percentage of the property and pay a subsidised monthly rent on the remaining portion. You can normally purchase larger shares of the property over time either as you save a larger deposit or as equity in your property builds, this is called "stair-casing". Our director actually bought his first property on this basis and staircased to purchase the property in full so MakeMyMortgage know first hand how to process these types of applications!
The Right to Buy Scheme is where a council tenant has been in a property for a certain amount of time and earns a discount which they can put down as a deposit to purchase the property. MakeMyMortgage have helped many people do this in the past. MakeMyMortgage would ask that you have everything in place and have spoken to your council before enquiring to confirm the amount of discount you would receive. This does vary from location to location. If you want to ask any questions about this, just click on the chat window and feel free to ask away.
Get in touch with us!
We're available on 020 3962 1916 if you would like to apply over the phone or have a question.Call us: 020 3962 1916
Have a question? Simply send us your enquiry and we'll get back to you within 24 hours.Make an Enquiry