With 23+ years of industry experience and thousands of mortgages arranged, we search 80+ lenders to find the right deal for you.
We're a London-based mortgage broker with over 23 years of industry experience. Whether you're buying, remortgaging, or investing, we work from a comprehensive panel which is representative of the whole of the market to find the right deal for you.
Unlike going direct to a bank, we work for you, comparing products across 80+ lenders to find the most competitive rate for your circumstances.
We also monitor rates right up until your completion date. If a better deal becomes available, we will move you onto it. It is the kind of ongoing care that a bank simply will not provide.
Whatever your mortgage goal, we have the expertise and lender relationships to make it happen.
Step onto the ladder with confidence. We guide you through every stage.
Upsizing, downsizing or relocating? We handle the mortgage stress for you.
Save money or release equity. We find the best deal when your term ends.
Sole trader or director? We work with lenders who understand your income.
Buy a share of your home and pay rent on the rest, made simple.
Purchasing your council home? We'll find the right mortgage for you.
High-value mortgages require specialist lenders. We know exactly who to approach.
We monitor rates right up to completion. If a better deal comes up, we move you onto it — a bank won't do that.
Grow your portfolio with specialist landlord mortgage advice.
Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
Investing through a limited company? We access specialist lenders for you.
Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
We combine access to a comprehensive panel of lenders with experienced advice to make the process simple, fast and stress-free.
Get an indicative figure in seconds. For a personalised quote, speak to us directly.
Indicative figures only. Actual rates depend on your circumstances and lender criteria. This does not constitute a mortgage offer. Your home may be repossessed if you do not keep up repayments on your mortgage.
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Important Notice: Your home may be repossessed if you do not keep up repayments on your mortgage.
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Most lenders offer between 4 and 4.5 times your annual income, though this varies based on outgoings, credit score, and lender criteria. Some specialist lenders go higher in the right circumstances. We'll assess your situation and give you a realistic figure before you start searching.
Most lenders require a minimum of 5 to 10% deposit, though a larger deposit (20%+) usually unlocks better rates. For remortgages, the equity in your property acts as your deposit. There are also government schemes like Shared Ownership that can help you buy with a smaller initial sum.
We can typically get an Agreement in Principle (AIP) within 24 to 48 hours. A full mortgage offer usually follows within 2 to 4 weeks of submitting your application. The full process from application to completion typically takes 4 to 12 weeks, depending on the lender and solicitors.
A fixed rate stays the same for a set period (typically 2 to 5 years), giving you payment certainty. A variable rate (tracker or SVR) can go up or down with the base rate, meaning payments can change. Which is best depends on your circumstances, and we will advise you on the right option.
Absolutely. Being self-employed does not prevent you from getting a mortgage. Most lenders want 2 to 3 years of accounts or tax returns. We work with lenders who specialise in self-employed borrowers, including those with complex income structures like directors and contractors.
We offer a no obligation initial consultation so you can understand your options with no commitment. Our typical broker fee is £299, payable on application, but it can vary depending on the complexity of your mortgage requirements. We are also paid a procuration fee by the lender when your mortgage completes. Full details of our fees will always be explained upfront before any work begins.
Expert advice. Zero jargon. Whatever your mortgage goal, we have got you covered. Get in touch today for a no obligation consultation.
Your home may be repossessed if you do not keep up repayments on your mortgage. MakeMyMortgage Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA Reference: 815165. Registered Company No: 11342771. Registered in England and Wales.
